Personal Valuables
(Personal Article Floater Insurance)
We have customizable coverage solutions for your customer's jewelry, fine art, wine/liquor, antiques, sports memorabilia and any other unique collections. Personal article floater policies help protect valuable items beyond the personal property covered on a homeowners policy.
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Homeowner's policies may provide inadequate or no coverage at all. The "floater" part of the coverage refers to items that are easily movable like jewelry, valuable collector's items, art, designer handbags, etc.
​What We Cover:
Advertising Collectibles
Antique Furniture
Antique Radios/Phonographs
Antique Tools
Art (comic, animation, prints, lithographs)
Bears/Steiff Collections
Books & Manuscripts
Club/Organization Memorabilia
Coin Operated Devices
Coins (gold/platinum added separately)
Collectible/Antique Musical Instruments
Comics
Dolls
Entertainment Memorabilia
Fine Art
Glass/Pottery
Guns, Ammo & Accessories*
Hunting/Fishing
Knives, Edged Weapons & Accessories*
Limited Edition Items
Magic: The Gathering Cards
Militaria
Movie Props
Native American, Including Arrowheads
Paper/Ephemera
Petroliana
Political Memorabilia
Records and CDs
Sports Cards & Memorabilia
Stamps & Philatelic Items*
Toys/Action Figures
Trains, Including Layouts
Vintage Clothing
Vintage Sewing and Textiles
Western Americana
Writing Instruments
Zippo Lighters
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*Coverage provided under separate policies
Common Exclusions:
-Government seizure or destruction of property
- War and nuclear hazards
- Gradual deterioration, fading, creasing, denting
- Damage by insects, rodents orother animals
- Dampness or dryness of
atmosphere
- Changes in extremes of temperature other than fire
- Fraudulent, dishonest or criminal acts
- Voluntary parting with covered property
- Loss or damage while being worked on by you or others working on your behalf
- Mysterious disappearance
- Dealer stock (coverage provided under a separate Dealer Policy)
- Checked baggage (except weapons policy)
This is not a complete list of exclusions and exclusions may vary
by policy.