Personal Umbrella Insurance

Where home insurance stops, personal umbrella goes on to protect your personal liability.

Depending on your business or profession, additional liability coverage may be needed to cover life altering legal disputes.

Personal Umbrella Inquiry

Insured First name

Insured Last name

Phone

Birthday

Month

Day

Year

Address

Company name

Position

Desired Effective Date

How many automobiles are licensed for road use in your household?

How many residential properties in your household?

How many watercraft, OTHER than personal watercraft (WaveRunners, Jet Skis, etc.), are in your household?

How many personal watercraft (Jet Skis, WaveRunners etc.) in your household?

What is the total number of drivers? (Include drivers with a learner's permit or valid driver's license)

How many drivers are under the age of 22? (Include drivers with a learner's permit)

How many drivers are age 70 and over?

Are any drivers age 80 or older?

How many moving violations have ALL drivers had within the last 3 years? Include DWI/DUI violations within the last 5 years.

How many at-fault accidents have all drivers had in the last 3 years?

How many antique, classic or collectible automobiles are owned (titled or registered to) by you or any member of your household? (Max. of 25)

Of the number of residential properties from question 2, how many residential properties owned by or rented to you or any member of your household are located outside of the U.S. (including its territories and possessions) or Canada? (Max. of 5)

How many acres of land owned or leased (including partial ownership)?

How many drivers have been licensed less than one year, have a learner's permit, or have a non- U.S. driver's license?

How many driving incidents have all drivers ages 21 and under had within the last 3 years?

How many driving incidents have all drivers ages 80 and over had within the last 3 years?

How many alcohol/drug related driving incidents have all drivers had in the last 5 years?

Do you elect to purchase Excess Uninsured/Underinsured Motorists coverage?

Yes

Minimum Excess Automobile Liability:

$500,000 Bodily Injury per person/

$500,000 Bodily Injury per occurrence/

$50,000 Property Damage per occurrence

$500,000 Combined Single Limit per occurrence

Personal Umbrella Insurance provides an essential layer protection for business owners and executives by extending coverage beyond standard policies. It safeguards significant liabilities that may arise from lawsuits, personal injury claims, or property damage. This additional coverage can help protect personal assets, ensuring that financial security remains intact even in challenging situations. Ultimately, it offers peace of mind, allowing business leaders to focus on their ventures without the constant worry of legal expenses.