Premium Finance Life Insurance

Premium finance life insurance is a type of life that allows policyholders to pay their premiums through a loan from a third-party lender, usually a bank, but can also be investment organizations like Private Equity. This is typically used by high net worth individuals who want to maintain liquidity while still having the protection of life insurance. The loan is secured by the policy's cash value and death benefit, and the interest is typically lower than other types of loans. We quarterback the entire process, let us help.